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closing cost option for Refinance. Just C
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732-823-5503

NJ Prime Mortgage LLC offers a variety of loan programs to meet needs of customers. We are licensed Mortgage Broker in New Jersey and work with the leading national Banks and lenders in the industry such as , Quicken Loans, Provident Funding Associates, United Wholesale Mortgage etc to provide several different types of loans programs to meet various needs of our borrowers.

If you do not see the products and or the rate listed below that you are looking please call us at 732-823-5503.

The rates shown below are based on following

1. The rates are subject to change without notice

2. Single Family Detached House Purpose owner Occupied ( If Condo call us with your scenario 732-823-5503)

3. Purchase or Refinance fico score 740 and above in most circumstances

4. Minimum loan amount has to $250,000.00 if lower the rate could be higher

5. To get following rates Loan to Value should be 75%

6. Other adjustments to rate and pricing may apply, based on borrower's scenario

7. Property Taxes, Home Owners Insurance premiums will be held in Lender Escrows account.

8.  Call our Loan Orignator at 732-823-5503 to get accurate rate quote for Condos Purchase or Refinance

9. APR is calculated based on $995.00 Lender Origination cost for general purpose, your individual APR could differ and is based on several different factors for detailed understanding of APR Call Us.

REFINANCE YOUR LOAN WITH $0.00 CLOSING COST  Call 732-823-5503

 
30 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 75%, Cr Score 740+
20 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 75%, Cr Score 740+
15 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 80%, Cr Score 740+
10 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 75%, Cr Score 740+
30 Y Fix Min Loan $453,101 - Max Loan $679,650 30 Day Lock, Loan To Value 75%, Cr Score 740+
15 Y Fix Min Loan $453,101 - Max Loan $679,650 30 Day Lock, Loan To Value 80%, Cr Score 740+
JUMBO 30 YR FIX MAX LOAN $1,500,000 ALL NJ COUNTY
JUMBO 15 YR FIX MAX LOAN $1,500,000 ALL NJ COUNTY
5/1 ARM Max Loan $453,100 CAPS 2/2/5 30 Day Lock Loan To Value 75% CR Score 740+
7/1 ARM Max Loan $453,100 CAPS 5/2/5 30 Day Lock Loan To Value 75% CR Score 740+
10/1 ARM Max Loan $453,100 CAPS 5/2/5 30 Day Lock Loan To Value 75% CR Score 740+

Rates last updated on Friday, September 21, 2018

30 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 75%, Cr Score 740+
Term: 30 years   Maximum Amount: $453,100
RatesAPRPoints
4.375%4.315%0%

20 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 75%, Cr Score 740+
Term: 20 years   Maximum Amount: $453,100
RatesAPRPoints
4.25%4.291%0.125%

15 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 80%, Cr Score 740+
Term: 15 years   Maximum Amount: $453,100
RatesAPRPoints
3.75%3.823%0.25%

10 Y Fix Min Loan 150K Max Loan $453,100, 30 Day Lock, Loan To Value 75%, Cr Score 740+
Term: 10 years   Maximum Amount: $453,100
RatesAPRPoints
3.75%3.856%0.25%

30 Y Fix Min Loan $453,101 - Max Loan $679,650 30 Day Lock, Loan To Value 75%, Cr Score 740+
Product available in displayed New Jersey Counties:

BERGEN, ESSEX, HUDSON, HUNTERDON, MIDDLESEX, MONMOUTH, MORRIS, OCEAN, PASSAIC, SOMMERSET, SUSSEX AND UNION.

Term: 30 years   Maximum Amount: $679,650
RatesAPRPoints
4.625%4.658%0.15%

15 Y Fix Min Loan $453,101 - Max Loan $679,650 30 Day Lock, Loan To Value 80%, Cr Score 740+
Product available in displayed New Jersey Counties:

BERGEN, ESSEX, HUDSON, HUNTERDON, MIDDLESEX, MONMOUTH, MORRIS, OCEAN, PASSAIC, SOMMERSET, SUSSEX AND UNION.

Term: 15 years   Maximum Amount: $679,650
RatesAPRPoints
4%4.055%0.125%

JUMBO 30 YR FIX MAX LOAN $1,500,000 ALL NJ COUNTY
Term: 30 years   Maximum Amount: $1,500,000
RatesAPRPoints
4.625%4.631%0%

JUMBO 15 YR FIX MAX LOAN $1,500,000 ALL NJ COUNTY
Term: 15 years   Maximum Amount: $1,500,000
RatesAPRPoints
4.375%4.385%0%

5/1 ARM Max Loan $453,100 CAPS 2/2/5 30 Day Lock Loan To Value 75% CR Score 740+
Term: 30 years   Maximum Amount: $453,100
RatesAPRPoints
4%3.271%0%

7/1 ARM Max Loan $453,100 CAPS 5/2/5 30 Day Lock Loan To Value 75% CR Score 740+
Term: 30 years   Maximum Amount: $453,100
RatesAPRPoints
4.125%3.59%0.2%

10/1 ARM Max Loan $453,100 CAPS 5/2/5 30 Day Lock Loan To Value 75% CR Score 740+
Term: 30 years   Maximum Amount: $453,100
RatesAPRPoints
4.25%3.82%0%


The rates displayed on this page are current rates and are for illustrative purposes to assist you in building potential rate scenarios. This is not an application for credit, an offer for a rate lock, or an offer to purchase the loan at this price. To obtain actual available prices, you must provide additional information, apply for loan, get credit approved and lock the loan, deliver all needed documents, pay needed fees and comply with all other requirements. Please talk to your loan originator about the rate locks.


Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $424,100 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $453,100 with closing costs of $1,045. Jumbo Loans (whose maximum loan amount exceed $424,100 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,500,000 with closing costs of $1,045. Your actual APR may be different depending upon these factors.